Managing Financial Responsibilities

 Workshop:  Meeting Financial Responsibilities 

  (Getting Your Financial Needs Met By Not "Putting All Your Eggs in One Basket")

• Overview:

This workshop will give participants helpful and practical information designed to help them identify the attitudes and expectations that allow them to find creative solutions to addressing their financial needs. It will also help them  explore many options for generating income, lowering  financial responsibilities, reducing expenses, and identifying resources for coping with seasons of financial emergency, such as a loss of income.

• Learning Outcomes:

Participants will:

• Understand how expectations affect their ability to think creatively.

• Develop options available for establishing a source of income.

• Gain tips for lowering financial responsibilities.

• Gain strategies and tips for reducing expenses.

• Identify solutions for handling seasons of financial emergencies. 

• Workshop Presenter:

  • Kathleen E. High, M.Ed., CCSP, FCD-I

• Downloads:

•  OC One-Stop

  • PowerPoint file

  • Workshop Handout

  • Needs of the Unemployed

  •  Unemployed Resources

  • Info Flyer:

    • Garden Grove

    •  Irvine
      

• Related Internal Handouts

• Needs of the Unemployed

• Maslow's Hierarchy of Needs

• Reaching Career Goals

• Generational Values

• Opportunity vs. Security

• Success

• Delayed Response

• Article: "Slash Careers"  (How to Create a Career without a Full-Time Job: ​How some workers cobble together careers with a variety of income streams) - based on the book below "One Person/Multiple Careers"

• Related External Resources:

• FAFSA.Gov (applying for federal financial aid - students)

• Fastweb (Scholarship search)

• 2-1-1 Information and Referral Search (for local support services)​

  1. CalFresh (food for low-income individuals)

  2. Find a Food Bank

• Social Security Disability Benefits Guide

• Free Cell Phone Service for Individuals on Government Assistance

• How Financial Aid Works

• California's Low-Cost Auto Insurance

• Bankruptcy Courts

• Credit counseling agencies approved by US Department of Justice

• Covered California -- Medical insurance through Affordable Care Act

• MyMoney.Gov

  1. Consumer.gov

• Smartaboutmoney.org

• Find Senior Discounts

• One-time assistance with So Cal Edison bill

• Energy Savings Assistance Program

• Energy Assistance Savings Program - So Cal Gas

• CollegeBuys.org (Great savings on technology & more for college students, faculty/staff)

  1. myrateplan.com/ (phone rate comparisons)

  2. Whistleout (phone rate comparisons)

  3. Gasbuddy.com (compare gas prices)

  4. Edquity

• Videos:

• The Insufficient Degree​

• Success in the New Economy

• 4 Skills & 4 Steps to a Successful Career
  

• Related Movies:

• Larry Crown

• The Company Men​

• Suggested Readings:

• Books:

• One Person/Multiple Careers

                 (Generating a full-time income by having multiple, simultaneous part-time jobs)

• 101 Weird Ways to Make Money

• Survival Jobs:  154 ways to make money while pursuing your dreams

• What Will I Do With My Money? How Your Personality Affects Your Financial Behavior

• Articles/Blog Posts:

• Buying these 9 foods in bulk will save you big bucks

• 50 Legitimate Ways to Make Money from Home

• Emergency funds and retirement: How to prepare for unexpected expenses